Category: How To Live Totally Free

  • Buy Used Goods To Save Money

    Buy Used Goods To Save Money

    As I continue in the Variable Expenses section of the How To Live Totally Free plan today I discuss how to save money on clothing, furniture, household goods, and other items. The best way to cut costs with these is to buy used goods to save money. Also called “thrifting” this way allows you to […]

  • Save Money With Your Thermostat

    Save Money With Your Thermostat

    Today’s post continues providing suggestions on how to save money with your variable expenses in the How To Live Totally Free series. Let’s discuss how to cut back on the money to spend to cool and heat your home. I will teach you how to save money with your thermostat. These suggestions may seem uncommon […]

  • Fasting Saves Money On Groceries

    Fasting Saves Money On Groceries

    Today I start telling you how to save money on variable expenses in the How To Live Totally Free plan. First up is your food bill. How can you reduce the amount you spend here? I have an unconventional way: Fasting. Why would I suggest going without food for long periods? Because fasting saves money […]

  • How Not To Spend Money Overview

    How Not To Spend Money Overview

    The following posts start the conclusion of the section of the How To Live Totally Free plan relating to reducing your lifestyle and standard of living. This section is all about Variable Expenses and is probably the easiest or most difficult to control, depending on your personality and relationship with money. The first post for […]

  • Take On Debt Only When Necessary

    Take On Debt Only When Necessary

    Continuing in the Debt section of the How To Live Totally Free plan I warn you to take on debt only when necessary. Although credit is a great financial tool many people get in trouble with it rather quickly. And if you don’t have much income coming in, or are living off of savings, then […]

  • Should You Pay Off All Your Debt?

    Should You Pay Off All Your Debt?

    This post starts the Debt section of the How To Live Totally Free plan. And I will answer the following question you probably have: Should you pay off all your debt? Being debt-free gives you not only a tremendous amount of power, but you won’t waste money paying creditors. Thus, you can use that money […]

  • Living Without Health Insurance In America

    Living Without Health Insurance In America

    For the final topic in the Healthcare section of the How To Live Totally Free series I discuss living without health insurance in America. This is a choice many choose because COBRA coverage and private health insurance are too expensive, and the person cannot qualify for a government subsidy. Thus, these individuals go without coverage […]

  • Is Private Health Insurance Worth The Cost?

    Is Private Health Insurance Worth The Cost?

    As I continue in the Healthcare section of the How To Live Totally Free plan I stay on the insurance angle. This time I answer the following question: Is private health insurance worth the cost? This usually-expensive option is out of reach for many Americans unless they can qualify for a government subsidy. Even then, […]

  • Is COBRA Insurance Worth The Cost?

    Is COBRA Insurance Worth The Cost?

    This post starts the Insurance section of the How To Live Totally Free plan. Now this section is quite important to Americans because we don’t have government-provided healthcare for a majority of citizens. So if you’re not eligible for Medicare or Medicaid then you usually get your health insurance from your employer or purchase a […]

  • Don’t Skip Vehicle Maintenance

    Don’t Skip Vehicle Maintenance

    This is the last post for the Transportation section in the How To Live Totally Free plan. Yet, this doesn’t mean the article is the least important. Actually, it’s the most important if you are going to keep and maintain a car or truck. Don’t skip vehicle maintenance! Don’t Skip Vehicle Maintenance Unless You Like […]